Duologi

Merchant Login

Duologi
  • Sectors
    • All
    • Retail
    • Home Improvement
    • Legal
    • Education
    • Healthcare
  • How it Works
  • Switching Finance Provider
  • New to Finance?
  • About Us
  • Retail Finance Blog
  • Get in Touch

Retail
Finance
Blog

  • Ideas for you
  • News
  • Case studies
https://duologi.com/wp-content/uploads/2021/01/istockphoto-943910360-612x612-1.jpg

New Year, New Decor: Finance for Home Improvement in 2021

Monday January 18th, 2021

In the aftermath of the festive season, few of us particularly enjoy checking our January bank balances. Along with chilly weather, short days and a return to normal work hours, the need to tighten belts in the new year is a well-known contributor to the dreaded ‘January blues’.

However, the New Year is also a time of fresh starts, blowing away the cobwebs and giving things a bit of a reboot. In particular, it’s when a lot of us start thinking about making changes around the house and fixing up those little domestic annoyances we’ve let slide over the previous 12 months.

Smart use of Duologi’s flexible customer finance for home improvement can be a great way to brighten your environment, while also staying within budget. In this blog, we’ll briefly explore the sorts of home improvement loans UK customers can use to help beat the January blues with a mood-lifting house makeover.

Cost effective tips for home improvements


There are several key home improvement trends predicted for 2021. Some we already saw starting to blossom last year, and several more are expected to catch on as we move towards spring and summer.

Unsurprisingly, many of this year’s most popular home improvement projects will be directly related to the ongoing COVID situation and the need for continued social distancing. Three particular trends you’re likely to see popping up everywhere – and which should all be very achievable on a relatively slim budget – include:

1. A focus on outdoor entertainment zones

Patios, fire pits, canopies and garden food preparation areas can all be set up fairly cheaply, and don’t require acres of space to look fun and inviting. By the time the weather starts to warm up, having somewhere nice to sit outdoors – even if it’s just a balcony or driveway – will make all the difference to anyone still having to stay at home.

2. Creating more multipurpose spaces within the home

All over the country, people are currently exploring how best to set up a home office or schoolroom for various householders to use. Since many busy family homes don’t have space to dedicate exclusively to this, a big trend for 2021 will be adapting other rooms – perhaps a kitchen or bedroom – to create a comfortable and productive desk, computer and paperwork area.

3. Making time spent at home healthier

Keeping safe at home needn’t mean becoming a couch potato, and many retailers are now seeing increased search volume for items relating to home (or garden) gym setups. This could mean turning the spare bedroom into a workout zone, but many people with less square footage are looking into space-saving furniture items that can double up as exercise and fitness stations.

How these can be achievable on a January budget

When it comes to customer finance for home improvement projects, picking the right packages for you involves two main factors. Firstly you need to know what’s available, and secondly, you need to understand how each of the various options can help you – or your customers – achieve those 2021 home improvement goals while respecting those tighter post-Christmas budgets.

Many customers looking to update their home decor are understandably hesitant about making ‘big ticket’ purchases so soon after Christmas – and naturally, this has an immediate slowing effect for retailers, too.

In short, whether you’re a homeowner or a business owner, making good use of flexible retail finance options like 0% Interest or Buy Now, Pay Later can really help to keep things moving through the usual start-of-year slump.

Finance options

Duologi offers various flexible point-of-sale finance options for home improvement businesses and customers alike.

For buyers, we offer a variety of attractive products and terms, with realistic repayment plans custom-designed to suit you and your individual budget. For retailers, we handle repayment plans entirely on your behalf, with no fees due until a sale is completed and no interruption to your normal cash flow.

To learn more, head over to our Customer Finance page where you’ll find plenty of information about all of our flexible financing options. You can also get in touch with a member of our team any time to discuss how POS financing could help make 2021 a happy new year right from the get-go.

Share this idea

Share on Facebook Share on Twitter Share on Linkedin Share by Email

More ideas for you

6 ways offering point-of-sale finance can boost your sales

6 Ways Offering Point-of-Sale Finance Can Boost Your Sales

Learn more ›
A chip and pin device

How can offering financing increase sales on consumer electronics?

Learn more ›
Boiler Financing

How to offer boiler finance to your customers

Learn more ›
Wrapped Christmas gifts

How to offer finance options to customers at Christmas

Learn more ›
A brunette woman making a payment on her laptop

How to offer financing easily and boost Black Friday sales

Learn more ›
Garden area with chairs on artificial grass

Everything you need to know about offering outdoor living finance

Learn more ›
H20 Hot Tub

Everything you need to know about offering hot tub finance

Learn more ›
A tradesman wearing a tool belt

The Dos and Don’ts of Offering Finance as a Tradesperson

Learn more ›
Decorating materials in a blank room

How to Offer Finance to Home Improvement Customers

Learn more ›
A newly installed kitchen

What is Home Improvement Finance?

Learn more ›
A newly installed orange kitchen

The Benefits of Offering Home Improvement Finance to your Customers

Learn more ›
A mother and daughter packing for a holiday

What is the Consumer Buying Process?

Learn more ›
Office Workers

4 Consumer Finance Benefits for Business Owners

Learn more ›
Women opening online order

How to Improve Customer Experience Online

Learn more ›
Retail finance duriong covid

Consumer Buying Behaviour During Covid

Learn more ›
A brunette woman making a payment on her laptop

How to Get Customers to Spend More

Learn more ›
A brunette woman making a payment on her laptop

7 Ways to Increase Repeat Sales

Learn more ›
A couple being shown destinations by a travel agent

How do I get financing for my customers

Learn more ›

How to Retain Customers Online

Learn more ›
Shop assistant offering finance using a tablet

Finance for Customers of Small Businesses

Learn more ›
A brunette woman making a payment on her laptop

Can You Pay Off Finance Early?

Learn more ›
A woman holding a credit card over one eye

What affects your credit score?

Learn more ›
Dog lying on artificial grass

8 Most Common Questions about Pet Finance

Learn more ›
Wrapped Christmas gifts

Duologi’s Top 10 Money-Saving Tips for Christmas

Learn more ›
A woman holding a credit card over one eye

Black Friday during a pandemic

Learn more ›
Consumer using laptop

The Secrets Behind Running an Ecommerce Business

Learn more ›
A piggy bank next to a toy shopping trolley

How We Offer Customer Finance

Learn more ›
Women opening online order

10 Ways to Increase Average Order Value

Learn more ›
Someone entering a pin number on a payment terminal

The Facts About Customer Financing

Learn more ›
A couple shaking an estate agents hand

Why Offer Credit Facilities to Your Customers?

Learn more ›
A woman holding a credit card over one eye

How to Start Offering Finance to Your Customers

Learn more ›

Coping with change

Learn more ›

The Benefits Of Offering Dental Finance

Learn more ›
A piggy bank on top of a calculator

The Value Of Offering Payment Plans For UK Customers

Learn more ›
A man paying with his card on a laptop

Why Responsible Lending Matters

Learn more ›
Shop assistant offering finance using a tablet

How to Offer Customer Financing in Your Business

Learn more ›
Businesswoman in showroom

What is Retail Finance & How Does it Work for Businesses?

Learn more ›
Patient getting dental treatment

The Benefits Of Offering Patient Finance

Learn more ›
Patients in waiting room

5 Tips to Attract More Patients to Your Practice

Learn more ›
PDS2 graphic

What is PSD2 And What Does It Mean For Online Retailers?

PSD2 is the Revised Payment Services Directive issued by the European Commission for innovation, improvement and internet payment safety. The first payment services directive, PSD1, was adopted in 2007, to establish the same set of rules on electronic and non-cash payments across the European Economic Area. The revised directive was adopted in 2015, and became applicable in January 2018.

Learn more ›
Abandoned cart

Refer rates and basket abandonments: how do yours stack up?

Basket abandonment. It’s a headache for online retailers and top of the to-do list for many digital marketers

Learn more ›
Security

Online fraud and how to fight it

Online fraud and how to fight it Trust is the foundation of any relationship – and the one between business and customer is no different. The customer must trust that the business is selling what it says it is – and the business must trust that the customer is who they say they are.

Learn more ›
Legal Sector

CCLs: The lowdown

If you’re offering credit to your customers via point of sale (POS) finance, then they’re something you need to think about. CCLs are issued by the Financial Conduct Authority (FCA) and are a crucial element in your overall business compliance. They also help to highlight your proactive and customer-centric approach

Learn more ›
GDPR represented by padlock

What actually is GDPR

The General Data Protection Regulation (GDPR) came into effect in the UK on 25th May 2018. It’s an acronym that has been covered widely in the media and discussed at length in company boardrooms and it has a major impact on the retail sector – but making sense of GDPR can be complicated. What actually is the ruling and what does it mean for your business?

Learn more ›
Consumer using laptop

Multi-channel retail: What do your customers expect?

Multi-channel is the new normal for retailers.

Learn more ›
Stick with me lights

How to keep your customers coming back

Building customer loyalty is a key challenge for any retailer. Whilst targeting new customers is important to broaden your target market and increase conversion rates, rewarding current customers is essential to enhance customer experience and customer satisfaction. This is to ensure the come back to you in the future and not to your competitors. The question is – how?

Learn more ›
Handshake

How to sell finance

So you’ve decided to offer point of sale (POS) finance solutions to your customers. Great!

Learn more ›
Man and 0

The myths and opportunities of 0% finance

The appeal of 0% finance offers to end users is clear – it’s free. It offers a quick and easy way for them to purchase the high-value goods or services they want, without a hefty upfront cost.

Learn more ›
Coins in jar

Acceptance rates vs subsidy rates

Thinking of introducing point of sale (POS) finance? You’re probably interested in how much it is going to cost.

Learn more ›

grow and
succeed

Time to talk about you

  • Home
  • About Us
  • Get in Touch
  • How Financing Works
  • Retail Finance Blog
  • Thinking of switching
  • New to Finance?
  • Jobs
  • Faqs
  • Resources
  • Complaints
  • Privacy Policy
  • Terms of services
  • Oaktree Capital
  • Financial Conduct Authority (FCA)
  • Get in touch
  • Call icon0345 521 1881
  • Mail icon sales@duologi.com

Connect with Linkedin


Duologi


Duologi is a trading name of Specialist Lending Ltd which is a limited company registered in the UK under number 10664999 at the registered address The Square, Basing View, Basingstoke, England, RG21 4EB. Authorised and regulated by the Financial Conduct Authority. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

© Copyright 2023 · All Rights Reserved

Site by duologi Websites

We have placed cookies on your device to support a better browsing experience for you. By proceeding to use this website, you consent to the use of such cookies. You can find out further information about the Cookies used and what they are used for here Information and Settings.